1. The valuation fee waiver of up to $5,000 and the BOQ $500 charitable donation are available for new Business Term Loan (including Commercial Property and Goodwill), Commercial Rate Loan, Business Overdraft, Market Rate Loan and One Account Overdraft (For Business) applications received between 18 August 2025 to 31 December 2025 (inclusive) and that fund by 28 February 2026. The application must have minimum new borrowing of $750,000 and maximum new borrowing of $10,000,000. Excludes internal refinance, increases to existing loans, and loans for the purpose of property development, construction and land acquisition (except where the loan purpose is for primary production). If there are multiple loans under a single qualifying lending application, then the applicant will only be eligible for one waiver up to $5,000 and BOQ will only make one $500 donation. Valuation fees are variable. The amount of the waiver is subject to the final amount of valuation fees. If the loan does not fund by 28 February 2026, then the applicant acknowledges that the valuation fees incurred by BOQ may become payable by the applicant. For each qualifying lending application, BOQ will donate $500 to a charity selected by the customer from BOQ’s list of charity partners. If a charity is not selected, then BOQ will evenly distribute the $500 across all charity partners. This donation is made directly by BOQ to the nominated charity when this promotion ends, and customers shall not receive any tax benefits from this donation. Applicants should seek their own tax advice in relation to the waiver. BOQ retains the right to terminate or modify this offer at its discretion (acting reasonably) without prior notice.