Investor Home Loan Interest Rates

  • Variable Rate Home Loans
      Principal and Interest
    Interest only
    Product Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.

    Intro Rate Home Loan~ - max 80% LVR#

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate.  Minimum $150,000 and Maximum 80% LVR. 

    2.74 for the first 2 years, then 3.27  3.32 2.94 for the first 2 years, then 3.27 3.36

    Intro Rate Home Loan~ - max 90% LVR with LMI##

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate.  Minimum $150,000 and Maximum 90% LVR with LMI.

    3.04 for the first 2 years, then 3.27 3.37 3.19 for the first two years, then 3.27 3.40

    Economy Variable Home Loan~ - max 70% LVR+

    A low cost home loan for investors who are looking for a low variable interest rate without the extra features. No mortgage offset available. Minimum $150,000 and Maximum 70% LVR.

    2.69

    2.86

    2.89

    3.52

    Economy Variable Home Loan~ - max 80% LVR++

    A low cost home loan for investors who are looking for a low variable interest rate without the extra features. No mortgage offset available. Minimum $150,000 and Maximum 80% LVR.

    2.74 2.91 2.89 3.52

    Clear Path Variable Rate Home Loan - max 80% LVR#
    Our most popular home loan packed with in-demand features for investors – including a low variable interest rate, free redraw and flexible repayment options. Minimum $150,000 and Maximum 80% LVR.

    2.89

    3.04

    3.14

    3.36

    Clear Path Variable Rate Home Loan - max 90% LVR##
    Our most popular home loan packed with in-demand features for investors – including a low variable interest rate, free redraw and flexible repayment options. Minimum $150,000 and Maximum 90% LVR.
    3.24 3.38 3.39 3.46
     
     
  • Fixed Rate Home Loans
    Fixed Rate Home Loans
      Principal and Interest Interest Only
    Term Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.
    Interest in Advance 1 Year Interest Prepaid Home Loan n/a n/a 2.49 3.24

    1 year

    4.04

    3.50

    4.29

    3.52

    1 year discount rate - max 80% LVR **

    2.64

    (1.40% p.a. discount)

    3.38 N/A N/A

    2 years

    3.84

    3.53

    3.84

    3.53

    2 year discount rate - max 80% LVR **

    2.39

    (1.45% p.a. discount)

    3.28

    2.64

    (1.20% p.a. discount)

    3.32

    3 years

    4.04

    3.63

    4.29

    3.69

    3 year discount rate - max 80% LVR **

    2.59

    (1.45% p.a. discount)

    3.26

    2.74

    (1.55% p.a. discount)

    3.30

    4 years

    4.09

    3.70

    4.19

    3.74

    4 year discount rate - max 80% LVR**

    2.89

    (1.20% p.a. discount)

    3.31 N/A N/A

    5 years

    4.09

    3.76

    4.19

    3.80

    5 year discount rate - max 80% LVR**

    2.94

    (1.15% p.a. discount)

    3.30

    3.34

    (0.85% p.a. discount)

    3.46