Investor Home Loan Interest Rates

  • Variable Rate Home Loans
      Principal and Interest
    		 Interest only
    Product Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.

    Intro Rate Home Loan*

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate.

    		 3.59 for the first 2 years, then 4.12  4.16  3.78 for the first 2 years, then 4.12  4.20 

    Economy Variable Home Loan*

    A low cost home loan for investors who are looking for a low variable interest rate without the extra features. No mortgage offset available.

    4.02

    4.18

    4.52

    4.38

    Clear Path Variable Rate Home Loan

    Our most popular home loan packed with in-demand features for investors – including a low variable interest rate, free redraw and flexible repayment options.

    4.97

    5.10

    5.37

    4.78

    Clear Path Line of Credit

    Access available credit whenever you need it, so you can take advantage of investment opportunities when they come up.

    n/a

    n/a

    5.72

    n/a

    Standard Variable Home Loan

    A fully flexible home loan with repayment flexibility, free redraw and interest only repayment for up to 5 years.

    6.11

    6.27

    6.51

    6.45

    Standard Line of Credit Facility

    Add a line of credit facility to your standard variable home loan.

    n/a

    n/a

    7.46

    n/a
     
     
  • Fixed Rate Home Loans
    Fixed Rate Home Loans
      Principal and Interest Interest Only
    Term Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.

    1 year

    4.19

    4.28

    4.29

    4.29

    2 years

    3.84

    4.23

    3.84

    4.23

    2 year discount rate**

    (minimum $150k)

    3.44
    (0.40% p.a. discount)

    4.15

    n/a

    n/a

    3 years

    4.19

    4.29

    4.29

    4.32

    3 year discount rate**
    (minimum $150k)

    3.49
    (0.70% p.a. discount)

    		 4.11  3.59
    (0.70% p.a. discount)

    4.14

    4 years

    4.09

    4.27

    4.19

    4.30

    5 years

    4.09

    4.26

    4.19

    4.30

    5 year discount rate**
    (minimum $150k) 

    3.59
    0.50% p.a. discount) 

    		 4.06   3.69
    (0.50% p.a. discount)
     

    4.10

     

    Interest Prepaid 1 Year Fixed Rate^^

    n/a

    n/a

    4.09

    4.15
     
     
     
  • Home Loan Privileges Package
    Discount Variable Rate Home Loans#+
        Principal and Interest
    Loan amount Term Interest Rate % p.a. Comparison Rate % p.a.^

     

    $1,000,000+

    		 First 2 years 4.59

     

    5.20

     

    		  
    After 2 years 4.85
    Standard Variable Rate Home Loans#
      Principal and Interest  Interest only
    Loan amount Package discount % p.a.  Package interest rate % p.a. Comparison rate % p.a.^ Package discount % p.a. Package interest rate % p.a. Comparison rate % p.a.^

    $150,000 to less than $250,000

    0.50

    5.61

    6.00

    0.50

    6.01

    5.33

    $250,000 to less than $1,000,000

    0.85

    5.26

    5.65

    0.85

    5.66

    5.18

    $1,000,000 and over

    0.90

    5.21

    5.60

    0.90

    5.61

    5.16

     

    Line of Credit Facility
      Interest only
    Loan amount Package discount % p.a. Package interest rate % p.a.

    $150,000 to less than $250,000

    0.65

    6.81

    $250,000 to less than $1,000,000

    1.00

    6.46

    $1,000,000 and over

    1.05

    6.41
    Fixed Rate Home Loans#
      Principal and Interest  Interest only 
    Loan Term Package interest rate % p.a. Comparison rate % p.a.^ Package interest rate % p.a. Comparison rate % p.a.^

    1 year

    4.19

    4.54

    4.29

    4.55

    2 years

    3.84

    4.48

    3.84

    4.48

    2 year fixed discount rate**

    (minimum $150k)

    3.44

    (0.40% p.a. discount)

    4.41

    n/a

    n/a

    3 years

    4.19

    4.55

    4.29

    4.58

    3 year fixed discount rate**
    (minimum $150k)

    3.49

    (0.70% p.a. discount)

    4.37

    3.59

    (0.70% p.a. discount)

    4.40

    4 years

    4.09

    4.53

    4.19

    4.56

    5 years

    4.09

    4.52

    4.19

    4.56

    5 year fixed discount rate**
    (minimum $150k) 

    3.59

    (0.50% p.a. discount) 

    4.32 

    3.69

    (0.50% p.a. discount)

     

    4.36 
     
     

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