Investor Home Loan Interest Rates

  • Variable Rate Home Loans
      Principal and Interest
    Interest only
    Product Interest Rate % p.a. Comparison Rate % p.a. Interest Rate % p.a. Comparison Rate % p.a.

    Economy Variable Home Loan*

    (Principal and Interest only)

    A low cost home loan for investors who are looking for a low variable interest rate without the extra features. No mortgage offset available.

    4.09

    4.25

    4.59

    4.45

    Clear Path Variable Rate Home Loan *

    Our most popular home loan packed with in-demand features for investors – including a low variable interest rate, free redraw and flexible repayment options.

    5.04

    5.17

    5.44

    5.34

    Clear Path Line of Credit

    Access available credit whenever you need it, so you can take advantage of investment opportunities when they come up.

    n/a

    n/a

    5.84

    n/a

    Standard Variable Home Loan

    A fully flexible home loan with repayment flexibility, free redraw and interest only repayment for up to 5 years.

    6.18

    6.34

    6.58

    6.52

    Standard Line of Credit Facility

    Add a line of credit facility to your standard variable home loan.

    n/a

    n/a

    7.58

    n/a

    Low Doc Home Loan

    If you're self employed with income and assets, but you don't have all your financial documents available, the low doc home loan may be for you.

    7.43

    7.62

    7.83

    7.81

    Low Doc Line of Credit

    A line of credit option for the self employed, with less required documentation.

    n/a

    n/a

    8.73

    n/a
  • Fixed Rate Home Loans
    Fixed Rate Home Loans
      Principal and Interest Interest Only
    Term Interest Rate % p.a. Comparison Rate % p.a. Interest Rate % p.a. Comparison Rate % p.a.

    1 year

    4.29

    6.13

    4.39

    6.14

    2 years

    4.39

    5.98

    4.49

    6.00

    2 year discount rate**

    (minimum $150k)

    4.04
    (0.35% p.a. discount)

    5.00

    n/a

    n/a

    3 years

    4.39

    5.83

    4.49

    5.85

    3 year discount rate**
    (minimum $150k)

    4.14
    (0.25% p.a. discount)

    4.95

    n/a

    n/a

    4 years

    4.59

    5.76

    4.69

    5.79

    5 years

    4.69

    5.69

    4.79

    5.73

    Interest Prepaid 1 Year Fixed Rate^^

    n/a

    n/a

    4.29

    6.03

    Low Doc Fixed Rate Home Loans 
      Principal and Interest Interest Only
    Term Interest Rate % p.a. Comparison Rate % p.a. Interest Rate % p.a. Comparison Rate % p.a.

    1 year

    5.90

    7.46 5.90 7.46

    2 years

    5.84

    7.30 5.84 7.30

    3 years

    5.54 7.07 5.54 7.07

    4 years

    5.84

    7.03 5.84 7.03

    5 years

    5.84

    6.91 5.84

    6.91

  • Home Loan Privileges Package
    Discount Variable Rate Home Loans#+
        Principal and Interest
    Loan amount Term Interest Rate % p.a. Comparison Rate % p.a.^

     

    $1,000,000+

    First 2 years 4.66

     

    5.27

     

     
    After 2 years 4.92
    Standard Variable Rate Home Loans#
      Principal and Interest  Interest only
    Loan amount Package discount % p.a.  Package interest rate % p.a. Comparison rate % p.a.^ Package discount % p.a. Package interest rate % p.a. Comparison rate % p.a.^

    $150,000 to less than $250,000

    0.50

    5.68

    6.07

    0.50

    6.08

    6.24

    $250,000 to less than $1,000,000

    0.85

    5.33

    5.72

    0.85

    5.73

    5.89

    $1,000,000 and over

    0.90

    5.28

    5.67

    0.90

    5.68

    5.84

     

    Line of Credit Facility
      Interest only
    Loan amount Package discount % p.a. Package interest rate % p.a.

    $150,000 to less than $250,000

    0.65

    6.93

    $250,000 to less than $1,000,000

    1.00

    6.58

    $1,000,000 and over

    1.05

    6.53

    Fixed Rate Home Loans#
      Principal and Interest  Interest only 
    Loan Term Package interest rate % p.a. Comparison rate % p.a.^ Package interest rate % p.a. Comparison rate % p.a.^

    1 year

    4.29

    5.93

    4.39

    5.94

    2 years

    4.39

    5.82

    4.49

    5.84

    2 year fixed discount rate 

    (minimum $150k)

    4.04

    (0.35% p.a. discount)

    5.75

    n/a

    n/a

    3 years

    4.39

    5.71

    4.49

    5.74

    3 year fixed discount rate
    (minimum $150k)

    4.14

    (0.25% p.a. discount)

    5.65

    n/a

    n/a

    4 years

    4.59

    5.68

    4.69

    5.72

    5 years

    4.69

    5.65

    4.79

    5.69