Interest rates are current as at 26 March 2021 and are for new lending only. Fixed interest rates may vary between application and drawdown of the loan. A rate lock fee can be paid at application to secure the initial fixed rate for 100 days. For eligible Top Up loan applications, the interest rate or package tiers (if applicable) disclosed in your original loan schedule will apply.
*Intro Rate Home Loan and Economy Home Loan are available for new to bank lending only, and are not available for refinance or restructure of existing BOQ facilities.
+Limited time offer available for new to bank lending applications received from 23 February 2021. Minimum loan amount of $150,000 and maximum Loan to Value Ratio (LVR) of 70%. Not available for refinance or restructure of existing BOQ loans, or construction home loans. Full terms and conditions available at any BOQ branch or online at www.boq.com.au. Conditions, Criteria and Fees apply.
++Limited time offer available for new to bank lending applications received from 23 February 2021. Minimum loan amount of $150,000 and maximum Loan to Value Ratio (LVR) of 80%. Not available for refinance or restructure of existing BOQ loans, or construction home loans. Full terms and conditions available at any BOQ branch or online at www.boq.com.au. Conditions, Criteria and Fees apply.
#Minimum new borrowing of $150,000.00 with a maximum LVR up to 80%.
##Minimum new borrowing of $150,000.00 with a maximum LVR up to 90% inclusive of LMI.
**Limited time offers available from 26 March 2021 available for new to bank lending only. Maximum LVR up to 80%. Not available for the refinance or restructure of existing BOQ loans, construction home loans or self-managed super fund loans. Minimum $150,000 new lending for fixed offers. Full terms and conditions available at any BOQ branch. BOQ standard credit assessment criteria apply.
^^^Special limited time $1,000 cashback offer only available for residential investment property purchase applications received between Tuesday 23 February 2021 and Friday 28 May 2021 (inclusive) and that settle by Friday 27 August 2021. This offer is open to Australian residents aged 18 and over who are personal customers taking out a new home loan with BOQ, used to purchase a residential investment property (new or existing property only; excludes land purchase and construction). Offer available on BOQ’s Clear Path, Economy, Intro Rate, or Fixed Rate home loan products only (excluding Lines of Credit). Minimum total new lending of at least $250,000. Maximum loan-to-value ratio (LVR) of 80%. Not available for the refinance, restructure or switches of home loans within BOQ Group, which includes BOQ, Virgin Money (Australia) and BOQ Specialist. An applicant will be eligible for a maximum of one investor purchase cashback payment during the offer period, regardless of the number of loan applications they are party to, provided the total amount drawn at settlement across all loans is at least $250,000. The cashback will be paid to the applicant’s BOQ transaction account within 30 days of the settlement date. For multiple home loan applicants the BOQ account needs to be in the name of at least one of the home loan applicants and the cashback will be paid only once to the applicants jointly. If you do not have an existing BOQ transaction account, one must be opened. Offer current as at 23 February 2021. This offer can be amended and/or withdrawn by BOQ at any time without notice. Applicants should seek their own tax advice in relation to the receipt of a cashback on settlement. Fees and charges payable. BOQ's standard credit assessment criteria apply. Full home loan terms and conditions are available at any BOQ branch.
