Investor Home Loan Interest Rates

  • Variable Rate Home Loans
      Principal and Interest
    Interest only
    Product Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.

    Interest in Advance 1 Year Interest Prepaid Home Loan

    An interest only home loan with a fixed rate, which allows investors to pay the annual interest in advance.

    N/A

    N/A 2.99 3.74

    Intro Rate Home Loan* - max 80% LVR#

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate.  Maximum 80% LVR with LMI. 

    3.09 for the first 2 years, then 3.77  3.79 3.19 for the first 2 years, then 3.77 3.81

    Intro Rate Home Loan* - max 90% LVR with LMI##

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate.  Maximum 90% LVR with LMI.

    3.24 for the first 2 years, then 3.77 3.82 3.34 for the first two years, then 3.77 3.83

    Economy Variable Home Loan* - max 70% LVR+

    A low cost home loan for investors who are looking for a low variable interest rate without the extra features. No mortgage offset available. Minimum $150,000 and Maximum 70% LVR.

    2.99

    3.16

    4.02

    3.97

    Economy Variable Home Loan* - max 80% LVR++

    A low cost home loan for investors who are looking for a low variable interest rate without the extra features. No mortgage offset available. Minimum $150,000 and Maximum 80% LVR.

    3.04 3.20 4.02 3.97

    Clear Path Variable Rate Home Loan

    Our most popular home loan packed with in-demand features for investors – including a low variable interest rate, free redraw and flexible repayment options.

    4.62

    4.75

    4.87

    4.36

    Clear Path Line of Credit

    Access available credit whenever you need it, so you can take advantage of investment opportunities when they come up.

    N/A

    N/A

    5.22

    N/A

     
     
  • Fixed Rate Home Loans
    Fixed Rate Home Loans
      Principal and Interest Interest Only
    Term Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.

    1 year

    4.04

    3.95

    4.29

    3.98

    1 year discount rate - max 80% LVR **

    2.64

    (1.40% p.a. discount)

    3.83 N/A N/A

    2 years

    3.84

    3.94

    3.84

    3.94

    2 year discount rate - max 80% LVR **

    2.59

    (1.25% p.a. discount)

    3.72

    2.94

    (0.90% p.a. discount)

    3.78

    3 years

    4.04

    4.00

    4.29

    4.06

    3 year discount rate - max 80% LVR **

    2.59

    (1.45% p.a. discount)

    3.63

    2.99

    (1.30% p.a. discount)

    3.73

    4 years

    4.09

    4.04

    4.19

    4.07

    4 year discount rate - max 80% LVR**

    2.74

    (1.35% p.a. discount)

    3.59 N/A N/A

    5 years

    4.09

    4.06

    4.19

    4.10

    5 year discount rate - max 80% LVR**

    2.74

    (1.35% p.a. discount)

    3.52

    3.24

    (0.95% p.a. discount)

    3.72

    Interest Prepaid 1 Year Fixed Rate^^

    n/a

    n/a

    2.99

    3.74