Investor Home Loan Interest Rates

  • Variable Rate Home Loans
      Principal and Interest
    		 Interest only
    Product Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.

    Intro Rate Home Loan~ - max 80% LVR with LMI#

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate.  Minimum $150,000 and Maximum 80% LVR with LMI.

    		 2.99 for the first 2 years, then 3.52 3.57 3.19 for the first two years, then 3.52 3.60

    Intro Rate Home Loan~ - max 90% LVR with LMI##

    A feature packed home loan which offers a great discounted variable rate for the first two years, and then rolls to a discounted Clear Path Variable Rate.  Minimum $150,000 and Maximum 90% LVR with LMI.

    		 3.29 for the first 2 years, then 3.52 3.62 3.44 for the first two years, then 3.52 3.65

    Economy Variable Home Loan~ - max 70% LVR+

    A low cost home loan for investors who are looking for a low variable interest rate without the extra features. No mortgage offset available. Minimum $150,000 and Maximum 70% LVR.

    2.64

    2.81

    2.99

    3.71

    Economy Variable Home Loan~ - max 80% LVR++

    A low cost home loan for investors who are looking for a low variable interest rate without the extra features. No mortgage offset available. Minimum $150,000 and Maximum 80% LVR.

    		 2.69 2.86 2.99 3.71
    Clear Path Variable Rate Home Loan - max 80% LVR#
    Our most popular home loan packed with in-demand features for investors – including a low variable interest rate, free redraw and flexible repayment options. Minimum $150,000 and Maximum 80% LVR.    		 2.94 3.09 3.19 3.53
    Clear Path Variable Rate Home Loan - max 90% LVR##
    Our most popular home loan packed with in-demand features for investors – including a low variable interest rate, free redraw and flexible repayment options. Minimum $150,000 and Maximum 90% LVR.    		 3.29 3.43 3.44 3.63
     
     
  • Fixed Rate Home Loans
     
      Principal and Interest Interest Only
    Term Interest Rate % p.a. Comparison Rate % p.a.^ Interest Rate % p.a. Comparison Rate % p.a.

    1 year

    6.14

    3.90

    6.14

    3.90
    1 year discount rate - max 80% LVR **

    4.94

    (1.20% p.a. discount)

    		 3.79 N/A N/A

    2 years

    5.89

    4.09

    5.94

    4.10

    2 year discount rate - max 80% LVR **

    4.84

    (1.05% p.a. discount)

    		 3.90

    5.09

    (0.85% p.a. discount)

    		 3.94

    3 years

    6.24

    4.38

    6.44

    4.44

    3 year discount rate - max 80% LVR **

    5.29

    (0.95% p.a. discount)

    		 4.12

    5.39

    (1.05% p.a. discount)

    4.15

    4 years

    6.34

    4.63

    6.44

    4.67
    4 year discount rate - max 80% LVR**

    5.54

    (0.80% p.a. discount)

    		 4.35 N/A N/A

    5 years

    6.34

    4.84

    6.44

    4.89

    5 year discount rate - max 80% LVR**

    5.84

    (0.50% p.a. discount)

    		 4.63

    6.09

    (0.35% p.a. discount)

    		 4.74
     
     
     

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    Owner occupier interest rates

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