At a glance

1.90 %P.A. ^^
For balances up to $500,000 when Bonus Criteria is met*
Bonus Interest variable rate when you meet the Bonus Criteria*
Transfers to your linked Everyday Business Account while still earning Bonus Interest*
$ 0
Minimum account balance

Your Bonus Interest   

Here's how you can earn your Bonus Interest with our best high interest savings account: 


  • Deposit a minimum of $5000 into your linked Everyday Business Account each month from an external source (like you sales)
  • Earn Bonus Interest 1.90% p.a. in the following month on your Business Performance Saver Account balances 
  • For balances over $500,000 the Base Rate of 0.35% p.a. applies
  • Your account will earn the Base Rate in the month that you open it and any month you don't meet the Bonus Criteria

Why choose our Business Performance Saver?

Earn an ongoing, competitive variable interest rate on your business savings that rewards you for using your linked Everyday Business Account.

Ongoing Bonus Interest

Earn Bonus Interest variable rate by making regular deposits to your linked Everyday Business Account*

No minimum account balance

Start earning Bonus Interest on balances up to $500,000

Unlimited transfers

Make unlimited online transfers to your linked Everyday Business Account while still earning Bonus Interest*

Interest rates

Interest is calculated daily and paid monthly. 

Business Performance Saver Interest Rates


Bonus Interest variable rate % p.a.*

Applies where $5,000 is deposited to your linked Everyday Business Account, in the prior month

Base variable rate % p.a.

$0 to $500,000

  • Interest rates are variable rates and are subject to change at any time without notice. 

Ready to apply?

Apply for your Business Performance Saver and linked Everyday Business Account in branch or enquire online.

Enquire now

Enquire online now

Visit a branch

Linked to your Everyday Business Account

Benefit from the Everyday Business Account which will be opened and linked to your Business Performance Saver when you apply.


Our low fee business bank account

Everyday Business Account

Our Everyday Business Account is a low fee business transaction account that provides a flexible way to manage business finance and expenses.

  • Make business purchases worldwide wherever Visa is accepted with Business Visa Debit
  • Full account access via ATM/EFTPOS, Internet and Mobile Banking
  • Receive payments faster with a Merchant Facility through First Data


At BOQ, we keep our fees to a minimum. Any fees we do have we’ll show you up front so there are no surprises.

Business Performance Saver Account Fees and Charges


Applicable Fees

Account maintenance fee


Minimum monthly balance


Account maintenance and transaction fees may apply for the Everyday Business Account.

A full list of fees and charges is available in our Fees and Charges Guide below.

Important information

For important information on the Business Performance Savings Account, view the Terms and Conditions.

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Manage your cashflow and cover expenses

Business Overdraft

You can't always predict when an unexpected expense will arise, or when you need to cover shortages in your cash flow. Our Business Overdraft gives you access to a minimum of $10,000, up to an approved limit.

  • Attach to your BOQ Business Transaction Account for access when you need it
  • Interest only charged on funds utilised
  • Access your overdraft via EFTPOS, online banking, direct debit, in branch or via cheque

Access an ongoing line of credit from $50,000

Business Line of Credit

Our Business Line of Credit loan offers convenience, flexibility and peace of mind. Whether you are expanding your business or you need to cover short term cash shortages, you can access additional funds when you need it, up to an approved limit.

  • Interest only payments
  • Maximum loan term of 25 years (residential security) and 15 years (other security)
  • Variable interest rate