Business Performance Saver Account

This product is no longer available for sale from 1st April 2025 to both new and existing customers.

Your Bonus Interest

Here's how you can earn your Bonus Interest:

Bonus Criteria

  • Deposit a minimum of $5000 into your linked Everyday Business Account each month from an external source- like your sales and;
  • Make 5 or more eligible transactions from your linked Everyday Business Account each month such as settled Visa Debit Card or eftpos card purchases, ATM withdrawals or direct debits

Important Information

  • Earn Bonus Interest {boqb-banking-rates||bp2||rate }% p.a. in the following month on your Business Performance Saver Account balances
  • For balances over $500,000 the Base Rate of {boqb-banking-rates||bp1||rate }% p.a. applies
  • Your account will earn the Base Rate in the month that you open it and any month you don't meet the Bonus Criteria

Show me how it works!

Here's an example of how it works....

Fees & Interest rates

When it comes to savings, we keep our fees to a minimum & rates to a max! Any fees we do have we’ll show you up front so there are no surprises.

Business Deposits Interest Rates

Interest Rates

Balance
Base + Bonus variable rate % p.a.5{inverse}
Base variable rate % p.a.
$0 to $500,000
{boqb-banking-rates||bp2||rate}% p.a.
{boqb-banking-rates||bp0||rate}% p.a.

Interest rates are variable rates and are subject to change at any time without notice.

Fees and Charges

Features
Applicable Fees
Account maintenance fee
Nil
Minimum monthly balance
Nil

Account maintenance and transaction fees may apply for the Everyday Business Account.

A full list of fees and charges is available in our Business Banking Guide to Fees and Charges

Important Documents

Business Banking Guide to Fees and Charges

PDF{sub-tag}
/content/dam/boq/files/terms-and-conditions/business/business-banking-guide-fees-and-charges.pdf

Business Transaction and Investment Accounts Terms and Conditions

PDF{sub-tag}
/content/dam/boq/files/terms-and-conditions/business/business-transaction-and-investment-terms-and-conditions.pdf

What else can we help you with?

Business Overdraft

You can't always predict when an unexpected expense will arise, or when you need to cover shortages in your cash flow. Our Business Overdraft gives you access to a minimum of $10,000, up to an approved limit.

  • Attach to your BOQ Business Transaction Account for access when you need it
  • Interest only charged on funds utilised
  • Access your overdraft via EFTPOS, online banking, direct debit, in branch or via cheque

Everyday Business Account

Manage your transactions with ease - all for a low monthly fee.

  • Free branch, ATM and cheque deposits
  • Free Direct Debits and Direct Credits
  • Easy account access through ATM/EFTPOS, Internet and Mobile Banking

Business Term Loan

At BOQ, we make it our business to understand yours. If you’re looking to expand your business, we’re the kind of bank to make it happen.

  • Loan-to-Value Ratio up to 90%*
  • Loan terms up to 30 years*
  • Redraw facility available on variable interest rate loans

We’re here to help