Protect your business and its assets
Protect your business and its assets
No business is immune from risks such as fire, theft, accidents or public liability claims. Through our insurance partners, we offer a range of policies for small and medium business.
We understand that every industry is different.
Through our insurance partners, we offer insurance coverage for most small to medium businesses including:
Tailored business financing, designed to grow your business
Looking to grow your business? Get started with 2.39% p.a.1 on new 2 year fixed rate Business Term Loans.
Why choose our Business Term Loan:
Free up your cash flow spent on insurance premiums
Pay your annual insurance premiums through flexible repayments, allowing your working capital to stay in your business.
+ Small and Medium Business, security type and loan purpose eligibility criteria applies (‘SME eligibility criteria’). Where the SME eligibility criteria is not met the maximum Loan-to-Value ratio is 70% (non-residential and mixed security) or 80% (residential security), and the maximum loan term is 15 years (non-residential and mixed security) or 25 years (residential security).
1Available for a limited time for new residentially secured lending with a minimum loan amount of $200,000 and a Loan-to-Value ratio up to 80%. The fixed rate discount will apply until the end of your fixed term or until you request us to vary the loan. Fixed rate discount is not available to self-managed super funds, or on refinance of, or an increase to, existing BOQ facilities
2Discount variable and fixed rate offers only available on new lending with a minimum loan amount of $200,000. A margin of 0.20% will apply to lending with a Loan-to-Value Ratio of >80% for residentially secured loans and >70% for commercially secured loans. A margin of 0.20% will apply to lending for the purpose of residential or commercial property investment irrespective of the Loan-to-Value ratio. The variable discount is for the life of the loan as long as the loan is retained under a variable Business Term Loan product. The fixed rate discount will apply until the end of your fixed term or until you request us to vary the loan. Discount rate offers are not available to self-managed super funds, or on refinance of, or an increase to, existing BOQ facilities. Interest rates quoted are indicative only, and are subject to change without notice. Your actual interest rate may vary depending on the size of your loan, security being offered and full credit assessment of your application for finance. A margin may also apply. These interest rate offers cannot be taken in conjunction with or in addition to any other packages, negotiated interest rates or special offers.
Commercial insurance products issued by GIO General Ltd ABN 22 002 861 583 (GIO).
This material has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of the advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS) before making any decision about whether to acquire or continue to hold these products. The PDS can be obtained from GIO by contacting 1800 217 883.
Neither Bank of Queensland nor any of its related companies guarantee the benefits payable under the insurance. All benefits are payable solely by the insurer. Bank of Queensland will receive a commission for insurance arranged. You may take out these types of insurance with any insurer of your choice. All cover is subject to acceptance by the insurer. Bank of Queensland Limited ABN 32 009 656 740.