Savings Account Interest Rates
The latest rates on our savings accounts
Future Saver Account
| Balance up to | Base + Bonus Interest variable rate % p.a.** | Base variable rate % p.a. |
|---|---|---|
| $50,000 | 3.00% | 0.05% |
| $50,001 to $250,000 | 1.00% | 0.05% |
| $250,001 + | 0.05% | 0.05% |
Important Information
- Deposit a minimum of $1,000 into your linked Everyday Account each month from an external source- like your pay; and
- Make 5 or more eligible transactions from your linked Everyday Account Account each month such as settled Visa Debit Card or eftpos card purchases, ATM withdrawals or direct debits
- Earn Bonus Interest 3.00% p.a. in the following month on your Future Saver Account balances up to $50,000
- Balances between $50,000 and $250,000 earn Bonus Interest 1.00% p.a. in the following month
- Balances over $250,000 earn 0.05% p.a. interest
- Your account will earn the Base Rate any month you don't meet the Bonus Criteria
- The Future Saver Account will automatically convert to a Smart Saver Account on your 36th birthday
Smart Saver Account
| Balance up to | Base + Bonus Interest variable rate % p.a.** | Base variable rate % p.a. |
|---|---|---|
| $250,000 | 2.00% | 0.05% |
| $250,001 + | - | 0.05% |
Important Information
- Deposit a minimum of $1,000 into your linked Everyday Account each month from an external source- like your pay; and
- Make 5 or more eligible transactions from your linked Everyday Account Account each month such as settled Visa Debit Card or eftpos card purchases, ATM withdrawals or direct debits
- Earn Bonus Interest 2.00% p.a. in the following month on your Smart Saver Account balances up to $250,000
- For balances over $250,000 earn 0.05%p.a. interest
- Your account will earn the Base Rate any month you don't meet the Bonus Criteria
Simple Saver Account
| Account type | Variable Interest rate % p.a. balances up to $1 million |
Variable Interest rate % p.a. balances between $1 million and $5 million |
|---|---|---|
Simple Saver Account |
1.00 |
1.00 |
Fast Track Starter Account
| Balance | Base + Bonus Interest variable rate % p.a.^ Applies when $200 is deposited to your linked Day2Day Plus Account, in the prior month |
Base variable rate % p.a. |
|---|---|---|
| $1 to $10,000 | 2.00 |
0.05 |
| $10,000.01 to $250,000 | 0.75 |
0.05 |
Important Information
- Deposit a minimum of $200 into your linked Day2Day Plus Account each month from an external source- like your pay; and
- Make 5 or more eligible transactions from your linked Day2Day Plus Account each month such as settled Visa Debit Card or eftpos card purchases, ATM withdrawals or direct debits
- Earn Bonus Interest 2.00% p.a. up to $10,000 in the following month on your Fast Track Starter Account balances
- For balances between $10,000 and $250,000 earn Bonus Interest 0.75%p.a. and for balances over $250,000 the Base Rate of 0.05% p.a. applies
- Your account will earn the Base Rate in the month that you open it and any month you don't meet the Bonus Criteria
- The Fast Track Starter Account will automatically convert to a Fast Track Saver Account on your 25th Birthday.
| Balance | Base + Bonus Interest variable rate % p.a.^ Applies when $1,000 is deposited to your linked Day2Day Account, in the prior month |
Base variable rate % p.a. |
|---|---|---|
| $1 to $250,000 |
0.75 |
0.05 |
Important Information
- Deposit a minimum of $1000 into your linked Day2Day Plus Account each month from an external source- like your salary; and
- Make 5 or more eligible transactions from your linked Day2Day Plus Account each month such as settled Visa Debit Card or eftpos card purchases, ATM withdrawals or direct debits
- Earn Bonus Interest 0.75% p.a. in the following month on your Fast Track Saver Account balances
- For balances over $250,000 the Base Rate of 0.05% p.a. applies
- Your account will earn the Base Rate in the month that you open it and any month you don't meet the Bonus Criteria
WebSavings Account®
| Account type | Variable Interest rate % p.a. $0 to less than $1,999 |
Variable Interest rate % p.a. $2,000 and over* |
|---|---|---|
WebSavings Account |
0.01 |
0.05 |
4 Month Introductory special offer |
||
| WebSavings Account | 0.01 |
0.65* |
| Balance | Variable Base interest rate % p.a. | Variable Base and Bonus interest rate+ % p.a. |
|---|---|---|
$1 to $4,999 |
0.05 |
0.60 |
$5,000 to $49,999 |
0.05 |
0.60 |
$50,000 and over |
0.05 |
0.60 |
| Balance | RBA cash rate % p.a. |
|---|---|
| $1 and over | 0.85 |
