Future Saver Account

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Balance up to         Base + Bonus Interest variable rate % p.a.** Base variable rate % p.a.
$50,000 3.00% 0.05%
$50,001 to $250,000 1.00% 0.05%
$250,001 +  0.05% 0.05%

Important Information

  • Deposit a minimum of $1,000 into your linked Everyday Account each month from an external source- like your pay; and
  • Make 5 or more eligible transactions from your linked Everyday Account Account each month such as settled Visa Debit Card or eftpos card purchases, ATM withdrawals or direct debits
  • Earn Bonus Interest 3.00% p.a. in the following month on your Future Saver Account balances up to $50,000 
  • Balances between $50,000 and $250,000 earn Bonus Interest 1.00% p.a. in the following month 
  • Balances over $250,000 earn 0.05% p.a. interest
  • Your account will earn the Base Rate any month you don't meet the Bonus Criteria
  • The Future Saver Account will automatically convert to a Smart Saver Account on your 36th birthday

Smart Saver Account

More info

 

Balance up to         Base + Bonus Interest variable rate % p.a.** Base variable rate % p.a.
$250,000 2.00% 0.05%
$250,001 +   - 0.05%

Important Information

  • Deposit a minimum of $1,000 into your linked Everyday Account each month from an external source- like your pay; and
  • Make 5 or more eligible transactions from your linked Everyday Account Account each month such as settled Visa Debit Card or eftpos card purchases, ATM withdrawals or direct debits
  • Earn Bonus Interest 2.00% p.a. in the following month on your Smart Saver Account balances up to $250,000 
  • For balances over $250,000 earn 0.05%p.a. interest 
  • Your account will earn the Base Rate any month you don't meet the Bonus Criteria

Simple Saver Account

More info

Account type Variable Interest rate % p.a. 
balances up to $1 million
Variable Interest rate % p.a. 
balances between $1 million and $5 million

Simple Saver Account

1.00

1.00

Fast Track Starter Account 

More info

 

Balance       

Base + Bonus Interest variable rate % p.a.^

Applies when $200 is deposited to your linked Day2Day Plus Account, in the prior month

Base variable rate % p.a.
$1 to $10,000  2.00
0.05
$10,000.01 to $250,000 0.75
0.05

Important Information

  • Deposit a minimum of $200 into your linked Day2Day Plus Account each month from an external source- like your pay; and
  • Make 5 or more eligible transactions from your linked Day2Day Plus Account each month such as settled Visa Debit Card or eftpos card purchases, ATM withdrawals or direct debits
  • Earn Bonus Interest 2.00% p.a. up to $10,000 in the following month on your Fast Track Starter Account balances 
  • For balances between $10,000 and $250,000 earn Bonus Interest 0.75%p.a. and for balances over $250,000 the Base Rate of 0.05% p.a. applies
  • Your account will earn the Base Rate in the month that you open it and any month you don't meet the Bonus Criteria
  • The Fast Track Starter Account will automatically convert to a Fast Track Saver Account on your 25th Birthday. 

Fast Track Saver Account

More info

 

Balance

Base + Bonus Interest variable rate % p.a.^

Applies when $1,000 is deposited to your linked Day2Day Account, in the prior month

Base variable rate % p.a.
$1 to $250,000
0.75
0.05

Important Information

  • Deposit a minimum of $1000 into your linked Day2Day Plus Account each month from an external source- like your salary; and
  • Make 5 or more eligible transactions from your linked Day2Day Plus Account each month such as settled Visa Debit Card or eftpos card purchases, ATM withdrawals or direct debits
  • Earn Bonus Interest 0.75% p.a. in the following month on your Fast Track Saver Account balances 
  • For balances over $250,000 the Base Rate of 0.05% p.a. applies
  • Your account will earn the Base Rate in the month that you open it and any month you don't meet the Bonus Criteria

WebSavings Account®

More info

Account type Variable Interest rate % p.a. 
$0 to less than $1,999
Variable Interest rate % p.a. 
$2,000 and over*

WebSavings Account

0.01

0.05

4 Month Introductory special offer

WebSavings Account

0.01

0.65*

Bonus Interest Savings Account
(and Kids Savings Account)

More info

See Kids savings accounts

Balance Variable Base interest rate % p.a. Variable Base and Bonus interest rate+ % p.a. 

$1 to $4,999

0.05

0.60

$5,000 to $49,999

0.05

0.60

$50,000 and over

0.05

0.60

Money Market Deposit Account#

(for BOQ Trading customers)

More info

Balance RBA cash rate % p.a.
$1 and over 0.85