At a glance

0.15 %P.A.
Earn interest on balances from $1
FREE 
BOQ ATM and Teller Withdrawals
$ 0 
Minimum monthly deposit

Why choose our Cash Management Account?

Free funds transfer and BPAY

Make transfers and pay bills through BPAY anytime 

Free Visa Debit Card

Use your Visa Debit Card to shop online, over the phone or in store, in Australia and overseas    

No minimum monthly deposit

You can deposit as much or as little as you like, at any time    

Low monthly account fee

Manage your transactions with ease all for a low monthly fee 

Secure deposits

All deposits up to $250,000 are protected by the Federal Government’s deposit guarantee, so your savings are secure with us.#

Interest rates

 

Amount $ Base Interest Rate % p.a.

1 – 9,999

0.15

10,000 – 19,999

0.15

20,000 – 49,999

0.15

50,000 – 99,999

0.15

100,000 – 249,999

0.50

250,000 and over

0.50

Fees

At BOQ, we keep our fees to a minimum. Any fees we do have we’ll show you up front so there are no surprises.

 

Applicable Fee

Account Maintenance Fee

$5 

Monthly Card Fee (Visa Debit) Free

BOQ ATM/EFTPOS fees

Free

Internet Banking Funds Transfers and BPAY

Free

Teller Withdrawals Free
Cheques Written Free
Single Pay Anyone Free

A full list of fees and charges are listed in our Personal Banking Guide to Fees and Charges.

Important information

For important information on the Cash Management Account, view the Terms and Conditions.

Ready to apply?

Applying for a Cash Management Account is simple. You can apply online, in branch or on the phone.

Applying online

Step 1. Check your eligibility. You must be:

  • A citizen or permanent resident of Australia
  • Fourteen (14) years of age or over
  • Applying for a personal account and not in the name of a business or trust. There should be no more than two account holders for this account

Step 2. Apply online now

Step 3. Load saved application

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BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $250,000 IF BONUS CRITERIA MET7

Fast Track Saver Account

Feel sure of your savings with a high interest savings account that rewards you for using your linked Day2Day Plus Account.

  • Earn ongoing Bonus Interest variable rate when you meet Bonus Criteria
  • Simply deposit $1,000 or more and do 5 or more eligible transactions on your linked Day2Day Plus Account
  • No minimum balance required

Fixed term interest rates and no account fees

Term Deposits

Rewarding you with higher interest on balances over $5,000. Enjoy the security of a fixed rate for your nominated term.

  • Flexible terms from just 1 month
  • Minimum investment of just $1,000
  • Choose how and when you receive interest payments