Cash Management Account
An interest earning account with a low minimum balance of $1
At a glance
0.10 %P.A.
Earn interest on balances from $1
FREE
BOQ ATM and Teller Withdrawals
$ 0
Minimum monthly deposit
Why choose our Cash Management Account?
Free funds transfer and BPAY
Make transfers and pay bills through BPAY anytime
Free Visa Debit Card
Use your Visa Debit Card to shop online, over the phone or in store, in Australia and overseas
No minimum monthly deposit
You can deposit as much or as little as you like, at any time
Low monthly account fee
Manage your transactions with ease all for a low monthly fee
Secure deposits
All deposits up to $250,000 are protected by the Federal Government’s deposit guarantee, so your savings are secure with us.#
Interest rates
| Amount $ | Base Interest Rate % p.a. |
|---|---|
1 – 9,999 |
0.10 |
10,000 – 19,999 |
0.10 |
20,000 – 49,999 |
0.10 |
50,000 – 99,999 |
0.10 |
100,000 – 249,999 |
0.35 |
250,000 and over |
0.35 |
Fees
|
Applicable Fee |
|---|---|
Account Maintenance Fee |
$5 |
| Monthly Card Fee (Visa Debit) | Free |
BOQ ATM/EFTPOS fees |
Free |
Internet Banking Funds Transfers to your BOQ Account or BPAY |
Free |
| Teller Withdrawals | Free |
| Cheques Written | Free |
Single Pay Anyone (Third party BOQ account or other financial institution transfer) |
Free |
* Other fees (including other bank ATM and International Transaction fees) and charges may be payable. Please view the Personal Banking Guide to Fees and Charges for more details.
Important information
For important information on the Cash Management Account, view the Terms and Conditions.
Ready to apply?
Applying for a Cash Management Account is simple. You can apply online, in branch or on the phone.
Applying online
Step 1. Check your eligibility. You must be:
- A citizen or permanent resident of Australia
- Fourteen (14) years of age or over
- Applying for a personal account and not in the name of a business or trust. There should be no more than two account holders for this account
Step 2. Apply online now
Step 3. Load saved application
Chat to us
- Call us on 1300 55 72 72
- Come in and see us
Find your nearest branch
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BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $250,000 IF BONUS CRITERIA MET7
Fast Track Saver Account
Feel sure of your savings with a high interest savings account that rewards you for using your linked Day2Day Plus Account.
- Earn ongoing Bonus Interest variable rate when you meet Bonus Criteria
- Simply deposit $1,000 or more and do 5 or more eligible transactions that are settled (not pending) on your linked Day2Day Plus Account
- No minimum balance required
- Winner of multiple industry awards including RateCity Gold Award 2021 for Best Regular Savers Account
Fixed term interest rates and no account fees
Term Deposits
Rewarding you with higher interest on balances over $5,000. Enjoy the security of a fixed rate for your nominated term.
- Flexible terms from just 1 month
- Minimum investment of just $1,000
- Choose how and when you receive interest payments
