Ready to start your own small business?

From writing a business plan to applying for a business name, our business banking experts share their tips to support you starting your own small business. 

Our small business banking solutions:

Small business bank accounts

Our low fee business bank account

Everyday Business Account

Manage your transactions with ease - all for a low monthly fee.

  • Free branch, ATM and cheque deposits
  • Free Direct Debits and Direct Credits
  • Easy account access through ATM/EFTPOS, Internet and Mobile Banking

ADDITIONAL INTEREST FOR 4 MONTHS ON BALANCES OVER $10,000

Business WebSavings Account

Make the most of your business savings with the flexibility of accessing your money anytime.

  • Earn additional interest for 4 months as an introductory offer
  • No monthly account maintenance fees
  • Unlimited transfers

BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $500,000

Business Performance Saver®

Earn an ongoing, competitive interest rate on your business savings that rewards you for using your linked Everyday Business Account.

  • Earn ongoing Bonus Interest variable rate when you meet Bonus Criteria
  • Simply deposit $5,000 or more and do 5 or more eligible transactions on your linked Everyday Business Account
  • No minimum balance required

Small business loans and finance

Tailored business financing, designed to grow your business

Business Term Loan

Looking to grow your business? Get started with 2.39% p.a.1 on new 2 year fixed rate Business Term Loans.

Why choose our Business Term Loan:

  • Loan-to-Value Ratio up to 90%+
  • Loan terms up to 30 years+
  • Redraw facility available on variable interest rate Business Term Loans
  • Rates from 2.39% p.a. 1,2

Finance your equipment without tying up your cashflow

Equipment and Vehicle Finance

Whether you want to lease your equipment, salary package your vehicle or you're looking for a short-term finance solution to grow your business, we can help with a full suite of funding options.

  • Spread your repayments over the life of the equipment
  • No capital outlay
  • Structure repayments to suit your cash flow

Merchant and payment solutions to get you started

Merchant Solutions

Accept card payments from your customers... anywhere, anytime.

  • Online
  • In store
  • Over the Phone
  • On the Go

Payment Solutions and Billing

Solutions for customer payments and the processing of large amounts of transactions.

  • BPAY Billing for easy collection
  • Direct Debit Facilities to get paid automatically
  • Direct Credit Facilities to assist with salary payments or large quantities